Workers' Comp Settlement for a Thumb Injury by State (2026)
How all 50 states and D.C. pay for a thumb injury. 31 states pay a fixed schedule, from $13,500 in Rhode Island to $175,484 in New Hampshire for total loss at the top weekly rate. 5 states pay it from a whole-person impairment rating; for those we show the award for a 10% rating.
| State | How it is paid | Illustrative benefit | Amount basis |
|---|---|---|---|
| New Hampshire | 76 weeks | $176,548 | Total loss (100%); maximum rate |
| Pennsylvania | 100 weeks | $139,400 | Total loss (100%); maximum rate |
| District of Columbia | 75 weeks | $138,905 | Total loss (100%); maximum rate |
| Iowa | 60 weeks | $134,220 | Total loss (100%); maximum rate |
| North Carolina | 75 weeks | $108,450 | Total loss (100%); maximum rate |
| Connecticut | 63 weeks | $74,025 | Total loss (100%); maximum rate |
| New York | 75 weeks | $96,112 | Total loss (100%); maximum rate |
| Hawaii | 75 weeks | $93,000 | Total loss (100%); maximum rate |
| Virginia | 60 weeks | $90,421 | Total loss (100%); maximum rate |
| Illinois | 76 weeks | $82,434 | Total loss (100%); maximum rate |
| Michigan | 65 weeks | $78,065 | Total loss (100%); maximum rate |
| South Carolina | 65 weeks | $77,346 | Total loss (100%); maximum rate |
| Ohio | 60 weeks | $76,860 | Total loss (100%); maximum rate |
| Wisconsin | 160 weeks | $72,640 | Total loss (100%); maximum rate |
| Delaware | 75 weeks | $72,204 | Total loss (100%); maximum rate |
| Nebraska | 60 weeks | $69,960 | Total loss (100%); maximum rate |
| Idaho | 110 weeks | $68,668 | Total loss (100%); maximum rate |
| West Virginia | 80 weeks | $64,451 | Total loss (100%); maximum rate |
| New Mexico | 55 weeks | $63,066 | Total loss (100%); maximum rate |
| Utah | 67 weeks | $61,439 | Total loss (100%); maximum rate |
| South Dakota | 50 weeks | $57,600 | Total loss (100%); maximum rate |
| Kansas | 60 weeks | $54,300 | Total loss (100%); maximum rate |
| Arkansas | 73 weeks | $52,195 | Total loss (100%); maximum rate |
| Arizona | 15 months | $50,581 | Total loss (100%); maximum rate |
| Georgia | 60 weeks | $48,000 | Total loss (100%); maximum rate |
| Louisiana | 50 weeks | $45,150 | Total loss (100%); maximum rate |
| Missouri | 60 weeks | $40,691 | Total loss (100%); maximum rate |
| Oklahoma | 66 weeks | $24,750 | Total loss (100%); maximum rate |
| Indiana | 12 degrees | $24,094 | Total loss (100%); maximum rate |
| Alabama | 62 weeks | $13,640 | Total loss (100%); maximum rate |
| Rhode Island | 75 weeks | $13,500 | Total loss (100%); maximum rate |
| Vermont | whole-person % × 405 weeks | $77,517 at a 10% rating | 10% rating; maximum rate |
| Tennessee | whole-person % × 450 weeks | $60,885 at a 10% rating | 10% rating; maximum rate |
| Alaska | whole-person % × $273,000 | $27,300 at a 10% rating | 10% rating; maximum rate |
| Texas | 3 weeks per whole-person point | $27,600 at a 10% rating | 10% rating; maximum rate |
| Florida | whole-person %, 2–6 weeks per point | $20,370 at a 10% rating | 10% rating; maximum rate |
| California | impairment rating (see rule) | — | No comparable amount |
| Colorado | 50 weeks | — | No comparable amount |
| Kentucky | impairment rating (see rule) | — | No comparable amount |
| Maine | 65 weeks | — | No comparable amount |
| Maryland | 100 weeks | — | No comparable amount |
| Massachusetts | impairment rating (see rule) | — | No comparable amount |
| Minnesota | impairment rating (see rule) | — | No comparable amount |
| Mississippi | 60 weeks | — | No comparable amount |
| Montana | wage loss | — | No comparable amount |
| Nevada | impairment rating (see rule) | — | No comparable amount |
| New Jersey | 80 weeks | — | No comparable amount |
| North Dakota | a multiplier of 65 | — | No comparable amount |
| Oregon | impairment rating (see rule) | — | No comparable amount |
| Washington | impairment rating (see rule) | — | No comparable amount |
| Wyoming | wage loss | — | No comparable amount |
Max award is for total loss on a schedule, or for a 10% rating where the state uses whole-person ratings, at the top weekly rate. "Whole-person %" means the award depends on your doctor's whole-person impairment rating. "Wage loss" means there is no rating-based award and benefits depend on lost earnings. Open each state for the full rule and a calculator.
Thumb injuries: check loss of use versus amputation
Request the report describing the thumb joint or amputation level, remaining motion and ability to pinch. Total loss and partial loss of use are different inputs. Check the thumb-specific rule below; a thumb rating should not be substituted for a hand or whole-person rating without the required conversion.
What you need for a useful estimate
- Identify the state and injury date.
- Check whether the rule uses a body part, whole-person rating or lost earnings.
- Use the exact rating unit in the medical report and the accepted wage.
- Open the state guide to separate permanent benefits, temporary disability and settlement terms.
Total-loss amounts and 10% rating amounts are different scenarios, not comparable settlement averages. Table order does not show which state pays more for the same claim. Applicable law depends on the employment and injury circumstances; this comparison does not mean you can freely choose a state.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.