How much is a thumb injury worth in Massachusetts workers' comp?
Select the injury-date period before calculating
Static figures and examples show this table's current period. The selector changes calculator maximums and minimums. It does not use the payment date or automatically apply cost-of-living adjustments. For other dates, check with the agency.
| Injury date | Temporary weekly maximum | Permanent weekly maximum, where applicable |
|---|---|---|
| 2026-10-01 – 2027-09-30 | $2,007.20 | — |
| 2025-10-01 – 2026-09-30 | $1,922.48 | — |
There is no fixed dollar amount for a thumb injury in Massachusetts. Massachusetts's schedule has no separate entry for the thumb. Permanent injuries that are not on the schedule are paid under the general rule: No impairment-rating award for the body as a whole; ongoing partial incapacity is paid under Sec. 35 at 60% of the difference between pre-injury AWW and post-injury earning capacity. Below: the exact rule, the 2026 weekly maximum ($2,007.20) and what to ask for before you accept an offer.
How a thumb injury is paid in Massachusetts
Massachusetts's schedule has no separate entry for the thumb. Permanent injuries that are not on the schedule are paid under the general rule: No impairment-rating award for the body as a whole; ongoing partial incapacity is paid under Sec. 35 at 60% of the difference between pre-injury AWW and post-injury earning capacity.
General rule for permanent injuries in Massachusetts: No impairment-rating award for the body as a whole; ongoing partial incapacity is paid under Sec. 35 at 60% of the difference between pre-injury AWW and post-injury earning capacity.
What is different in Massachusetts
Massachusetts does not pay weeks per body part: Sec. 36 specific-loss awards are a one-time lump sum equal to the state average weekly wage times a statutory multiplier, paid on top of weekly wage-loss benefits. Disfigurement awards (up to $15,000) are limited to the face, neck or hands when purely scar-based.
Thumb injuries: check loss of use versus amputation
Request the report describing the thumb joint or amputation level, remaining motion and ability to pinch. Total loss and partial loss of use are different inputs. Check the thumb-specific rule below; a thumb rating should not be substituted for a hand or whole-person rating without the required conversion.
How to check an offer when there is no fixed figure
This page cannot reliably estimate a permanent award from the injury name and wage alone. The state rule above identifies whether lost earnings, a special rating method or another category applies. To check an offer, request the calculation used, injury date, accepted wage, applicable rating and benefits still outstanding. The weekly calculator below estimates only temporary total disability under its assumptions; it does not value the settlement. See the state benefit overview.
Settlement value vs. the statutory award
The statutory benefit described here and a settlement value are different figures. Request an itemized proposal identifying the benefits included, amounts already paid, deductions, future medical treatment and rights being resolved. Which benefits can be settled and what approval is required depend on state rules. This page does not calculate future medical costs or predict a negotiated outcome.
Massachusetts vs. neighboring states
| State | How a thumb injury is paid | Max for total loss |
|---|---|---|
| Massachusetts | impairment rating (see rule) | — |
| Connecticut | 63 weeks | $74,025 |
| New Hampshire | 76 weeks | $176,548 |
| New York | 75 weeks | $96,112 |
| Rhode Island | 75 weeks | $13,500 |
| Vermont | whole-person % × 405 weeks | $77,517 at a 10% rating |
"Max for total loss" applies to body-part schedules at the top weekly rate. Compare all 50 states and D.C.
While you recover: temporary disability in Massachusetts
Weekly temporary benefits while you cannot work follow these rules:
| Weekly rate | 60% of AWW |
|---|---|
| Maximum weekly benefit | $2,007.20 (2026-10-01 to 2027-09-30) |
| Minimum weekly benefit | $401.44; or actual wage if lower |
| Waiting period | 5 days |
| Waiting days paid back after | 21 days of disability |
| Time limit on temporary benefits | 156 weeks |
Estimate your weekly check
Assumes temporary total disability and no post-injury work earnings. It does not calculate partial disability, retroactive payments, offsets or special low-wage rules. Confirm the injury date and the insurer's wage calculation.
Frequently asked questions
How is a thumb injury paid in Massachusetts workers' comp?
Massachusetts's schedule has no separate entry for the thumb. Permanent injuries that are not on the schedule are paid under the general rule: No impairment-rating award for the body as a whole; ongoing partial incapacity is paid under Sec. 35 at 60% of the difference between pre-injury AWW and post-injury earning capacity.
What is the maximum weekly workers' comp benefit in Massachusetts in 2026?
The maximum weekly temporary total disability benefit is $1,922.48 (2025-10-01 to 2026-09-30).
Is there a waiting period in Massachusetts?
Yes. Massachusetts does not pay the first 5 days of lost time, but pays them back once disability lasts more than 21 days.
Which law sets these amounts?
M.G.L. c. 152 ss. 29, 34, 35, 36, 1(10). The official sources are linked at the bottom of this page.
Other injuries in Massachusetts
Law and official sources
Official sources
Statute: M.G.L. c. 152 ss. 29, 34, 35, 36, 1(10); M.G.L. c. 152 §§ 35, 36 (incl. 36(i) partial loss, 36(j) bodily function, 36(k) disfigurement)
- Department of Industrial Accidents (official site)
- mass.gov/info-details/minimum-and-maximum-compensation-rates
- law.justia.com/codes/massachusetts/part-i/title-xxi/chapter-152/section-34/
- law.justia.com/codes/massachusetts/part-i/title-xxi/chapter-152/section-29/
- law.justia.com/codes/massachusetts/part-i/title-xxi/chapter-152/section-36/
Figures checked September 30, 2026. Maximums change every year; confirm current figures with the Massachusetts workers' compensation agency.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.