How much is a thumb injury worth in South Dakota workers' comp?
In South Dakota, a thumb injury is worth up to $57,600 for total loss (50 weeks, at the $1,152 weekly maximum). With 25% loss of use and a $1,200 weekly wage, the award is about $10,000. That is the statutory award for the permanent injury; medical care and benefits while you are off work are paid separately.
How a thumb injury is paid in South Dakota
Each week is paid at 66.67% of your average weekly wage, up to $1,152 a week, with a minimum of $576 a week (or your full wage if it is lower).
If your doctor rates a partial loss of use, the award is generally that percentage of the scheduled weeks. A 25% rating works out to 12.5 weeks.
What is different in South Dakota
PPD is paid by applying the doctor's impairment percentage to the weeks listed for the body part, or to 312 weeks for the body as a whole. Employers in South Dakota are not legally required to carry workers' compensation insurance.
Worked examples
| Rating | $800 weekly wage | $1,200 weekly wage | $1,600 weekly wage |
|---|---|---|---|
| 10% loss of use | $2,880 | $4,000 | $5,333.33 |
| 25% loss of use | $7,200 | $10,000 | $13,333.33 |
| 50% loss of use | $14,400 | $20,000 | $26,666.67 |
| 100% loss of use | $28,800 | $40,000 | $53,333.33 |
Calculate your thumb award
Compare only the same benefit component on the same gross basis. If an offer includes medical care, temporary benefits or other rights, do not enter it here. The balance subtracts payments for this same benefit only, not fees or other offsets.
The result is the statutory permanent award only. Medical care, temporary benefits and fees are not included. Use the exact rating from the medical report: a body-part rating and a whole-person rating are not interchangeable.
Thumb injuries: check loss of use versus amputation
Request the report describing the thumb joint or amputation level, remaining motion and ability to pinch. Total loss and partial loss of use are different inputs. Check the thumb-specific rule below; a thumb rating should not be substituted for a hand or whole-person rating without the required conversion.
Settlement value vs. the statutory award
The statutory benefit described here and a settlement value are different figures. Request an itemized proposal identifying the benefits included, amounts already paid, deductions, future medical treatment and rights being resolved. Which benefits can be settled and what approval is required depend on state rules. This page does not calculate future medical costs or predict a negotiated outcome.
South Dakota vs. neighboring states
| State | How a thumb injury is paid | Max for total loss |
|---|---|---|
| South Dakota | 50 weeks | $57,600 |
| Iowa | 60 weeks | $134,220 |
| Minnesota | impairment rating (see rule) | — |
| Montana | wage loss | — |
| Nebraska | 60 weeks | $69,960 |
| North Dakota | a multiplier of 65 | — |
| Wyoming | wage loss | — |
"Max for total loss" applies to body-part schedules at the top weekly rate. Compare all 50 states and D.C.
While you recover: temporary disability in South Dakota
Weekly temporary benefits while you cannot work follow these rules:
| Weekly rate | 66.67% of AWW (AWW includes overtime hours at straight-time pay) |
|---|---|
| Maximum weekly benefit | $1,152 (2026-07-01 to 2027-06-30 (FY 2027)) |
| Minimum weekly benefit | $576/week, or the worker's AWW (less standard deductions) if lower |
| Waiting period | 7 days |
| Waiting days paid back after | 7 days of disability |
| Time limit on temporary benefits | No fixed week limit in statute |
Estimate your weekly check
Assumes temporary total disability and no post-injury work earnings. It does not calculate partial disability, retroactive payments, offsets or special low-wage rules. Confirm the injury date and the insurer's wage calculation.
Frequently asked questions
How much is a thumb injury worth in South Dakota workers' comp?
South Dakota sets 50 weeks for total loss, up to $57,600 at the top weekly rate. A partial loss is paid in proportion to your doctor's rating: with 25% loss of use and a $1,200 weekly wage, about $10,000.
What is the average workers' comp settlement for a thumb injury in South Dakota?
South Dakota does not publish an official average settlement. The best benchmark is the statutory award for your rating: with 25% loss of use and a $1,200 weekly wage, about $10,000. A settlement can be higher or lower depending on future medical care, disputed ratings and which other benefits it closes.
What is the maximum weekly workers' comp benefit in South Dakota in 2026?
The maximum weekly temporary total disability benefit is $1,152 (2026-07-01 to 2027-06-30, FY 2027).
Is there a waiting period in South Dakota?
Yes. South Dakota does not pay the first 7 days of lost time, but pays them back once disability lasts more than 7 days.
Which law sets these amounts?
SDCL ch. 62-4 (e.g., §§ 62-4-3, 62-4-6); SDCL ch. 62-4 (§ 62-4-6). The official sources are linked at the bottom of this page.
Other injuries in South Dakota
Law and official sources
Official sources
Statute: SDCL ch. 62-4 (e.g., §§ 62-4-3, 62-4-6); SDCL ch. 62-4 (§ 62-4-6)
- South Dakota Department of Labor and Regulation, Division of Labor and Management (official site)
- dlr.sd.gov/workers_compensation/rates.aspx
- dlr.sd.gov/workers_compensation/publications/wclawguide_brochure.pdf
Figures checked September 30, 2026. Maximums change every year; confirm current figures with the South Dakota workers' compensation agency.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.