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Maine Workers' Comp Benefits (2026)

How Maine pays injured workers: the weekly rate while you recover, the 2026 maximum, and what each type of permanent injury is worth, with the statute behind each number.

$1,561.40 a week
Maximum temporary total disability benefit, 2026-07-01 to 2027-06-30, injuries on/after 2020-01-01 (125% of SAWW $1,249.12); prior: $1,498.55 for 2025-07-01 to 2026-06-30.

What is different in Maine

Maine's schedule pays only for actual loss (amputation) of a body part, not loss of use; other permanent injuries are paid through wage-loss partial incapacity benefits. For older injuries, whole-body impairment above set thresholds (15%, later 18%) affects how long partial benefits last.

Weekly benefits while you cannot work

Weekly rate66.67% of gross AWW (injuries on/after 2013-01-01); 80% of after-tax AWW for 1993-2012 injuries
Maximum weekly benefit$1,561.40 (2026-07-01 to 2027-06-30, injuries on/after 2020-01-01 (125% of SAWW $1,249.12); prior: $1,498.55 for 2025-07-01 to 2026-06-30)
Minimum weekly benefitNo statutory minimum found
Waiting period7 days
Waiting days paid back after14 days of disability
Time limit on temporary benefitsNo fixed week limit in statute

Estimate your weekly check

Assumes temporary total disability and no post-injury work earnings. It does not calculate partial disability, retroactive payments, offsets or special low-wage rules. Confirm the injury date and the insurer's wage calculation.

How each injury is assessed

InjuryHow it is paidFixed permanent figure
Backwage loss—
Neckwage loss—
Shoulderwage loss—
Kneewage loss—
Arm269 weeks—
Hand215 weeks—
Thumb65 weeks—
Index Finger38 weeks—
Leg215 weeks—
Foot162 weeks—
Big Toe33 weeks—
Eye162 weeks—
Hearing Lossimpairment rating (see rule)—

Permanent injuries in general

no impairment award; partial incapacity pays 66.67% of the difference between pre- and post-injury gross AWW, capped at 624 weeks for injuries on or after 2020.

Injury rules and records in one guide

The injury determines which medical findings you need; the payment formula follows state rules. Use the sections below to identify the correct category before comparing an offer. Do not convert or combine body-part ratings yourself.

Arm injury

Maine's rule for the weekly rate on these awards: Partial incapacity: 66.67% of the difference between pre- and post-injury gross AWW, max $1,561.40; 624-week cap (520 for 2013-2019 injuries).

Maine pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.

Arm injuries: distinguish arm, hand and whole-person ratings

Ask which anatomical level and rating unit the doctor used. Records of elbow motion, grip, nerve function and lifting restrictions may describe different aspects of the injury. Confirm whether the award uses the arm schedule or a whole-person formula before entering a percentage; do not add overlapping ratings yourself.

Back injury

No schedule for the back; a back injury is paid only through wage-loss partial incapacity benefits.

Back injuries: information needed to value the claim

Separate the diagnosis (for example, a strain, disc injury or surgery) from the permanent rating. Ask for the medical report identifying the spinal region, any nerve involvement, lasting work restrictions and whether maximum medical improvement has been reached. A diagnosis or surgery alone is not a dollar amount.

Big Toe injury

Maine's rule for the weekly rate on these awards: Partial incapacity: 66.67% of the difference between pre- and post-injury gross AWW, max $1,561.40; 624-week cap (520 for 2013-2019 injuries).

Maine pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.

Big-toe injuries: use the correct toe category

Confirm that the report concerns the great toe and identifies any amputation level or partial loss of use. The rule for other toes may differ. Keep findings about balance, push-off when walking and footwear restrictions, and verify the rating unit before using a percentage.

Eye injury

Maine's rule for the weekly rate on these awards: Partial incapacity: 66.67% of the difference between pre- and post-injury gross AWW, max $1,561.40; 624-week cap (520 for 2013-2019 injuries).

Maine pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.

Eye injuries: confirm one eye, both eyes and the vision measure

Obtain the ophthalmology report and ask how corrected vision and other lasting visual effects were measured for the rating. One-eye and two-eye losses are different scenarios. The figure on this page is not a valuation of every kind of vision problem or a combined award for both eyes.

Foot injury

Maine's rule for the weekly rate on these awards: Partial incapacity: 66.67% of the difference between pre- and post-injury gross AWW, max $1,561.40; 624-week cap (520 for 2013-2019 injuries).

Maine pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.

Foot injuries: distinguish the foot from toes and the leg

For a fracture, crush injury or lasting ankle symptoms, request the report specifying the rated member. Walking tolerance, footwear needs and weight-bearing restrictions help explain the functional effects. Do not assume a toe percentage is a foot percentage or that an ankle diagnosis automatically uses the foot schedule.

Hand injury

Maine's rule for the weekly rate on these awards: Partial incapacity: 66.67% of the difference between pre- and post-injury gross AWW, max $1,561.40; 624-week cap (520 for 2013-2019 injuries).

Maine pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.

Hand injuries: document function and the affected member

Identify whether the report rates the entire hand, individual digits or an upper extremity. Keep findings about grip, sensation and dexterity, plus restrictions on tools or repetitive tasks. An isolated finger award and a hand award may follow different rules; this page does not calculate combinations of injuries.

Hearing Loss injury

Maine's schedule has no separate entry for hearing loss in both ears. Permanent injuries that are not on the schedule are paid under the general rule: no impairment award; partial incapacity pays 66.67% of the difference between pre- and post-injury gross AWW, capped at 624 weeks for injuries on or after 2020.

Hearing loss: check the audiogram and whether both ears are rated

Request the audiogram and the report explaining the hearing-loss percentage, which ear or ears it covers and how work-related exposure was assessed. Do not enter a one-ear rating into a two-ear formula. Tinnitus and hearing loss are not interchangeable inputs, and this calculator does not determine the medical rating.

Index Finger injury

Maine's rule for the weekly rate on these awards: Partial incapacity: 66.67% of the difference between pre- and post-injury gross AWW, max $1,561.40; 624-week cap (520 for 2013-2019 injuries).

Maine pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.

Index-finger injuries: verify the digit and loss level

The index finger is not interchangeable with another digit. Ask whether the report describes stiffness, tendon or nerve damage, or an amputation at a specific level. Verify whether the percentage is expressed for the finger, hand or whole person before applying the formula shown here.

Knee injury

The 215-week leg entry applies only to actual amputation; a knee injury without amputation is paid through wage-loss partial incapacity.

Knee injuries: confirm whether the rating is for the leg

For a meniscus tear, ligament injury or knee replacement, obtain the final rating report and any restrictions on standing, kneeling and walking. Confirm the body part to which the percentage applies. If the rule uses a leg schedule, the calculation needs the applicable leg loss-of-use rating, not a guessed percentage based on the procedure.

Leg injury

Maine's rule for the weekly rate on these awards: Partial incapacity: 66.67% of the difference between pre- and post-injury gross AWW, max $1,561.40; 624-week cap (520 for 2013-2019 injuries).

Maine pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.

Leg injuries: confirm the member and lasting restrictions

Ask whether the report covers the leg, a particular joint or the whole person. Keep findings about walking, balance, limb length and restrictions on standing or lifting. Multiple injuries to the same limb need the applicable combination rules; adding their percentages can overstate the award.

Neck injury

No schedule; paid only through wage-loss partial incapacity benefits.

Neck injuries: check the cervical findings

Ask whether the rating report addresses the cervical spine alone or also documents arm symptoms and neurological findings. Keep the imaging report, treatment history and restrictions on lifting or turning your head. Do not enter an arm rating into a whole-person field without the applicable conversion.

Shoulder injury

No shoulder schedule; the 269-week arm entry applies only to actual amputation, so shoulder injuries are paid through wage-loss partial incapacity.

Shoulder injuries: identify the rating basis

For a rotator-cuff tear, fracture or other shoulder condition, request the final report on range of motion, strength and work restrictions. Check whether the state treats this claim as an arm loss, a whole-person impairment or another category. A shoulder percentage and an arm percentage are not automatically interchangeable.

Thumb injury

Maine's rule for the weekly rate on these awards: Partial incapacity: 66.67% of the difference between pre- and post-injury gross AWW, max $1,561.40; 624-week cap (520 for 2013-2019 injuries).

Maine pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.

Thumb injuries: check loss of use versus amputation

Request the report describing the thumb joint or amputation level, remaining motion and ability to pinch. Total loss and partial loss of use are different inputs. Check the thumb-specific rule below; a thumb rating should not be substituted for a hand or whole-person rating without the required conversion.

Law and official sources

Official sources

Statute: 39-A M.R.S. §204 (waiting period), §211 (max), §212 (total incapacity, specific loss schedule), §213 (partial incapacity); 39-A M.R.S. §212(3), §213

Figures checked September 30, 2026. Maximums change every year; confirm current figures with the Maine workers' compensation agency.

Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.