How much is a thumb injury worth in Idaho workers' comp?
In Idaho, a thumb injury is worth up to $68,668 for total loss (110 weeks). With 25% loss of use, the award is about $17,167. That is the statutory award for the permanent injury; medical care and benefits while you are off work are paid separately.
How a thumb injury is paid in Idaho
Idaho pays permanent impairment at a flat $624.25 a week (55% of the state average weekly wage), whatever you earned.
If your doctor rates a partial loss of use, the award is generally that percentage of the scheduled weeks. A 25% rating works out to 27.5 weeks.
What is different in Idaho
PPD is paid at a flat 55% of the average weekly state wage regardless of the worker's own wage. On top of the impairment rating, the Commission can award disability in excess of impairment based on age, occupation and ability to compete in the labor market.
Worked examples
In Idaho this award does not depend on your wage.
| Rating | Award |
|---|---|
| 10% loss of use | $6,866.75 |
| 25% loss of use | $17,166.88 |
| 50% loss of use | $34,333.75 |
| 100% loss of use | $68,667.50 |
Calculate your thumb award
Compare only the same benefit component on the same gross basis. If an offer includes medical care, temporary benefits or other rights, do not enter it here. The balance subtracts payments for this same benefit only, not fees or other offsets.
The result is the statutory permanent award only. Medical care, temporary benefits and fees are not included. Use the exact rating from the medical report: a body-part rating and a whole-person rating are not interchangeable.
Thumb injuries: check loss of use versus amputation
Request the report describing the thumb joint or amputation level, remaining motion and ability to pinch. Total loss and partial loss of use are different inputs. Check the thumb-specific rule below; a thumb rating should not be substituted for a hand or whole-person rating without the required conversion.
Settlement value vs. the statutory award
The statutory benefit described here and a settlement value are different figures. Request an itemized proposal identifying the benefits included, amounts already paid, deductions, future medical treatment and rights being resolved. Which benefits can be settled and what approval is required depend on state rules. This page does not calculate future medical costs or predict a negotiated outcome.
Idaho vs. neighboring states
| State | How a thumb injury is paid | Max for total loss |
|---|---|---|
| Idaho | 110 weeks | $68,668 |
| Montana | wage loss | — |
| Nevada | impairment rating (see rule) | — |
| Oregon | impairment rating (see rule) | — |
| Utah | 67 weeks | $61,439 |
| Washington | impairment rating (see rule) | — |
| Wyoming | wage loss | — |
"Max for total loss" applies to body-part schedules at the top weekly rate. Compare all 50 states and D.C.
While you recover: temporary disability in Idaho
Weekly temporary benefits while you cannot work follow these rules:
| Weekly rate | 67% of AWW (after 52 weeks: 67% of the state average weekly wage, within limits) |
|---|---|
| Maximum weekly benefit | $1,021.50 (2026-01-01 to 2026-12-31) |
| Minimum weekly benefit | 45% of state AWW = $510.75 (2026), but during first 52 weeks not more than 90% of the worker's AWW and not less than 15% of state AWW |
| Waiting period | 5 days |
| Waiting days paid back after | 14 days of disability |
| Time limit on temporary benefits | No fixed week limit in statute |
Estimate your weekly check
Assumes temporary total disability and no post-injury work earnings. It does not calculate partial disability, retroactive payments, offsets or special low-wage rules. Confirm the injury date and the insurer's wage calculation.
Frequently asked questions
How much is a thumb injury worth in Idaho workers' comp?
Idaho sets 110 weeks for total loss, up to $68,668. A partial loss is paid in proportion to your doctor's rating: with 25% loss of use, about $17,167.
What is the average workers' comp settlement for a thumb injury in Idaho?
Idaho does not publish an official average settlement. The best benchmark is the statutory award for your rating: with 25% loss of use, about $17,167. A settlement can be higher or lower depending on future medical care, disputed ratings and which other benefits it closes.
What is the maximum weekly workers' comp benefit in Idaho in 2026?
The maximum weekly temporary total disability benefit is $1,021.50 (2026-01-01 to 2026-12-31).
Is there a waiting period in Idaho?
Yes. Idaho does not pay the first 5 days of lost time, but pays them back once disability lasts more than 14 days.
Which law sets these amounts?
Idaho Code 72-402 (waiting period), 72-408 (rate), 72-409 (max/min), 72-428 (schedule), 72-429; Idaho Code 72-423, 72-424, 72-425, 72-426 (500-week whole man), 72-428 (schedule), 72-429, 72-430. The official sources are linked at the bottom of this page.
Other injuries in Idaho
Law and official sources
Official sources
Statute: Idaho Code 72-402 (waiting period), 72-408 (rate), 72-409 (max/min), 72-428 (schedule), 72-429; Idaho Code 72-423, 72-424, 72-425, 72-426 (500-week whole man), 72-428 (schedule), 72-429, 72-430
- Idaho Industrial Commission (official site)
- iic.idaho.gov/wp-content/uploads/2025/09/2026-Death-Benefits.pdf
- iic.idaho.gov/benefits-administration/benefits-faqs/
- legislature.idaho.gov/statutesrules/idstat/title72/t72ch4/sect72-408/
- legislature.idaho.gov/statutesrules/idstat/title72/t72ch4/sect72-409/
- legislature.idaho.gov/wp-content/uploads/statutesrules/idstat/Title72/T72CH4.pdf
Figures checked September 30, 2026. Maximums change every year; confirm current figures with the Idaho workers' compensation agency.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.