How much is a hand injury worth in Arizona workers' comp?
In Arizona, a hand injury is worth up to $168,602 for total loss (50 months, at the $943.23 weekly maximum). With 25% loss of use and a $1,200 weekly wage, the award is about $35,750. That is the statutory award for the permanent injury; medical care and benefits while you are off work are paid separately.
How a hand injury is paid in Arizona
Arizona pays these months at 55% of your average monthly wage, with the monthly wage capped at $6,131 for 2026 injuries.
What is different in Arizona
Arizona's schedule is in months, not weeks, and pays more for the dominant ('major') arm and hand than the minor one. Scheduled awards rise from 50% to 75% of average monthly wage if the worker cannot return to the job held at the time of injury.
Worked examples
| Rating | $800 weekly wage | $1,200 weekly wage | $1,600 weekly wage |
|---|---|---|---|
| 10% loss of use | $9,533.33 | $14,300 | $16,860.25 |
| 25% loss of use | $23,833.33 | $35,750 | $42,150.63 |
| 50% loss of use | $47,666.67 | $71,500 | $84,301.25 |
| 100% loss of use | $95,333.33 | $143,000 | $168,602.50 |
Calculate your hand award
Compare only the same benefit component on the same gross basis. If an offer includes medical care, temporary benefits or other rights, do not enter it here. The balance subtracts payments for this same benefit only, not fees or other offsets.
The result is the statutory permanent award only. Medical care, temporary benefits and fees are not included. Use the exact rating from the medical report: a body-part rating and a whole-person rating are not interchangeable.
Hand injuries: document function and the affected member
Identify whether the report rates the entire hand, individual digits or an upper extremity. Keep findings about grip, sensation and dexterity, plus restrictions on tools or repetitive tasks. An isolated finger award and a hand award may follow different rules; this page does not calculate combinations of injuries.
Settlement value vs. the statutory award
The statutory benefit described here and a settlement value are different figures. Request an itemized proposal identifying the benefits included, amounts already paid, deductions, future medical treatment and rights being resolved. Which benefits can be settled and what approval is required depend on state rules. This page does not calculate future medical costs or predict a negotiated outcome.
Arizona vs. neighboring states
| State | How a hand injury is paid | Max for total loss |
|---|---|---|
| Arizona | 50 months | $168,603 |
| California | impairment rating (see rule) | — |
| Colorado | 104 weeks | — |
| Nevada | impairment rating (see rule) | — |
| New Mexico | 125 weeks | $143,332 |
| Utah | 168 weeks | $154,056 |
"Max for total loss" applies to body-part schedules at the top weekly rate. Compare all 50 states and D.C.
While you recover: temporary disability in Arizona
Weekly temporary benefits while you cannot work follow these rules:
| Weekly rate | 66.67% of average monthly wage (AMW) |
|---|---|
| Maximum weekly benefit | $943.23 (2026-01-01 to 2026-12-31) |
| Minimum weekly benefit | No statutory minimum found |
| Waiting period | 7 days |
| Waiting days paid back after | 14 days of disability |
| Time limit on temporary benefits | No fixed week limit in statute |
Estimate your weekly check
Assumes temporary total disability and no post-injury work earnings. It does not calculate partial disability, retroactive payments, offsets or special low-wage rules. Confirm the injury date and the insurer's wage calculation.
Arizona caps the average monthly wage ($6,131 for 2026); the weekly maximum shown is the equivalent weekly amount.
Frequently asked questions
How much is a hand injury worth in Arizona workers' comp?
Arizona sets 50 months for total loss, up to $168,602 at the top weekly rate. A partial loss is paid in proportion to your doctor's rating: with 25% loss of use and a $1,200 weekly wage, about $35,750.
What is the average workers' comp settlement for a hand injury in Arizona?
Arizona does not publish an official average settlement. The best benchmark is the statutory award for your rating: with 25% loss of use and a $1,200 weekly wage, about $35,750. A settlement can be higher or lower depending on future medical care, disputed ratings and which other benefits it closes.
What is the maximum weekly workers' comp benefit in Arizona in 2026?
The maximum weekly temporary total disability benefit is $943.23 (2026-01-01 to 2026-12-31).
Is there a waiting period in Arizona?
Yes. Arizona does not pay the first 7 days of lost time, but pays them back once disability lasts more than 14 days.
Which law sets these amounts?
A.R.S. §§23-1041, 23-1044, 23-1045, 23-1062; A.R.S. §23-1044(B), (C). The official sources are linked at the bottom of this page.
Other injuries in Arizona
Law and official sources
Official sources
Statute: A.R.S. §§23-1041, 23-1044, 23-1045, 23-1062; A.R.S. §23-1044(B), (C)
- Industrial Commission of Arizona (official site)
- azica.gov/claims-amw-statutory-maximum-information-page
- azleg.gov/ars/23/01044.htm
- azleg.gov/ars/23/01062.htm
- secure.ssa.gov/poms.nsf/lnx/0452150045
Figures checked September 30, 2026. Maximums change every year; confirm current figures with the Arizona workers' compensation agency.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.