Workers' Comp Settlement for a Hand Injury by State (2026)
How all 50 states and D.C. pay for a hand injury. 32 states pay a fixed schedule, from $37,400 in Alabama to $466,990 in Pennsylvania for total loss at the top weekly rate. 5 states pay it from a whole-person impairment rating; for those we show the award for a 10% rating.
| State | How it is paid | Illustrative benefit | Amount basis |
|---|---|---|---|
| Pennsylvania | 335 weeks | $466,990 | Total loss (100%); maximum rate |
| District of Columbia | 244 weeks | $451,905 | Total loss (100%); maximum rate |
| New Hampshire | 189 weeks | $439,047 | Total loss (100%); maximum rate |
| Iowa | 190 weeks | $425,030 | Total loss (100%); maximum rate |
| New York | 244 weeks | $312,686 | Total loss (100%); maximum rate |
| Hawaii | 244 weeks | $302,560 | Total loss (100%); maximum rate |
| North Carolina | 200 weeks | $289,200 | Total loss (100%); maximum rate |
| Connecticut | 168 weeks | $197,400 | Total loss (100%); maximum rate |
| Michigan | 215 weeks | $258,215 | Total loss (100%); maximum rate |
| Virginia | 150 weeks | $226,052 | Total loss (100%); maximum rate |
| Ohio | 175 weeks | $224,175 | Total loss (100%); maximum rate |
| Illinois | 205 weeks | $222,355 | Total loss (100%); maximum rate |
| South Carolina | 185 weeks | $220,139 | Total loss (100%); maximum rate |
| Delaware | 220 weeks | $211,798 | Total loss (100%); maximum rate |
| Nebraska | 175 weeks | $204,050 | Total loss (100%); maximum rate |
| Wisconsin | 400 weeks | $181,600 | Total loss (100%); maximum rate |
| South Dakota | 150 weeks | $172,800 | Total loss (100%); maximum rate |
| Arizona | 50 months | $168,603 | Total loss (100%); maximum rate |
| Idaho | 270 weeks | $168,548 | Total loss (100%); maximum rate |
| West Virginia | 200 weeks | $161,128 | Total loss (100%); maximum rate |
| Utah | 168 weeks | $154,056 | Total loss (100%); maximum rate |
| New Mexico | 125 weeks | $143,332 | Total loss (100%); maximum rate |
| Kansas | 150 weeks | $135,750 | Total loss (100%); maximum rate |
| Louisiana | 150 weeks | $135,450 | Total loss (100%); maximum rate |
| Arkansas | 183 weeks | $130,845 | Total loss (100%); maximum rate |
| Georgia | 160 weeks | $128,000 | Total loss (100%); maximum rate |
| Missouri | 175 weeks | $118,681 | Total loss (100%); maximum rate |
| Indiana | 40 degrees | $92,550 | Total loss (100%); maximum rate |
| Oklahoma | 220 weeks | $82,500 | Total loss (100%); maximum rate |
| Massachusetts | 34 × the state average weekly wage | $68,244.80 | Total loss (100%); maximum rate |
| Rhode Island | 244 weeks | $43,920 | Total loss (100%); maximum rate |
| Alabama | 170 weeks | $37,400 | Total loss (100%); maximum rate |
| Vermont | whole-person % × 405 weeks | $77,517 at a 10% rating | 10% rating; maximum rate |
| Tennessee | whole-person % × 450 weeks | $60,885 at a 10% rating | 10% rating; maximum rate |
| Alaska | whole-person % × $273,000 | $27,300 at a 10% rating | 10% rating; maximum rate |
| Texas | 3 weeks per whole-person point | $27,600 at a 10% rating | 10% rating; maximum rate |
| Florida | whole-person %, 2–6 weeks per point | $20,370 at a 10% rating | 10% rating; maximum rate |
| California | impairment rating (see rule) | — | No comparable amount |
| Colorado | 104 weeks | — | No comparable amount |
| Kentucky | impairment rating (see rule) | — | No comparable amount |
| Maine | 215 weeks | — | No comparable amount |
| Maryland | 250 weeks | — | No comparable amount |
| Minnesota | impairment rating (see rule) | — | No comparable amount |
| Mississippi | 150 weeks | — | No comparable amount |
| Montana | wage loss | — | No comparable amount |
| Nevada | impairment rating (see rule) | — | No comparable amount |
| New Jersey | 260 weeks | — | No comparable amount |
| North Dakota | impairment rating (see rule) | — | No comparable amount |
| Oregon | impairment rating (see rule) | — | No comparable amount |
| Washington | impairment rating (see rule) | — | No comparable amount |
| Wyoming | wage loss | — | No comparable amount |
Max award is for total loss on a schedule, or for a 10% rating where the state uses whole-person ratings, at the top weekly rate. "Whole-person %" means the award depends on your doctor's whole-person impairment rating. "Wage loss" means there is no rating-based award and benefits depend on lost earnings. Open each state for the full rule and a calculator.
Hand injuries: document function and the affected member
Identify whether the report rates the entire hand, individual digits or an upper extremity. Keep findings about grip, sensation and dexterity, plus restrictions on tools or repetitive tasks. An isolated finger award and a hand award may follow different rules; this page does not calculate combinations of injuries.
What you need for a useful estimate
- Identify the state and injury date.
- Check whether the rule uses a body part, whole-person rating or lost earnings.
- Use the exact rating unit in the medical report and the accepted wage.
- Open the state guide to separate permanent benefits, temporary disability and settlement terms.
Total-loss amounts and 10% rating amounts are different scenarios, not comparable settlement averages. Table order does not show which state pays more for the same claim. Applicable law depends on the employment and injury circumstances; this comparison does not mean you can freely choose a state.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.