How much is an index finger injury worth in New Hampshire workers' comp?
Select the injury-date period before calculating
Static figures and examples show this table's current period. The selector changes calculator maximums and minimums. It does not use the payment date or automatically apply cost-of-living adjustments. For other dates, check with the agency.
| Injury date | Temporary weekly maximum | Permanent weekly maximum, where applicable |
|---|---|---|
| 2026-07-01 – 2027-06-30 | $2,323 | $2,323 |
| 2025-07-01 – 2026-06-30 | $2,309 | $2,309 |
Enter the approved weekly compensation rate, not your wage. New Hampshire rules include minimums and after-tax limits; gross wages alone do not determine the rate. The 2026 maximum was checked against SSA's government rate chart; confirm the individual rate with the state agency.
In New Hampshire, an index finger injury is worth up to $109,181 for total loss (47 weeks, at the $2,323 weekly maximum). With 25% loss of use and a $1,200 approved weekly rate, the award is about $14,100. That is the statutory award for the permanent injury; medical care and benefits while you are off work are paid separately.
How an index finger injury is paid in New Hampshire
The formula multiplies 47 weeks by the applicable rating and the approved weekly compensation rate. Enter that approved rate, not gross wages. The tool applies the period maximum; it does not determine your rating or individual rate.
What is different in New Hampshire
The permanent impairment award is a separate benefit paid in one lump sum after maximum medical improvement, and ratings must use the AMA Guides 5th edition. Spine ratings based only on soft-tissue injury are excluded unless an arm or leg loses function.
Worked examples
| Rating | $800 approved weekly rate | $1,200 approved weekly rate | $1,600 approved weekly rate |
|---|---|---|---|
| 10% loss of use | $3,760 | $5,640 | $7,520 |
| 25% loss of use | $9,400 | $14,100 | $18,800 |
| 50% loss of use | $18,800 | $28,200 | $37,600 |
| 100% loss of use | $37,600 | $56,400 | $75,200 |
Calculate your index finger award
Compare only the same benefit component on the same gross basis. If an offer includes medical care, temporary benefits or other rights, do not enter it here. The balance subtracts payments for this same benefit only, not fees or other offsets.
The result is the statutory permanent award only. Medical care, temporary benefits and fees are not included. Use the exact rating from the medical report: a body-part rating and a whole-person rating are not interchangeable.
Index-finger injuries: verify the digit and loss level
The index finger is not interchangeable with another digit. Ask whether the report describes stiffness, tendon or nerve damage, or an amputation at a specific level. Verify whether the percentage is expressed for the finger, hand or whole person before applying the formula shown here.
Settlement value vs. the statutory award
The statutory benefit described here and a settlement value are different figures. Request an itemized proposal identifying the benefits included, amounts already paid, deductions, future medical treatment and rights being resolved. Which benefits can be settled and what approval is required depend on state rules. This page does not calculate future medical costs or predict a negotiated outcome.
New Hampshire vs. neighboring states
| State | How an index finger injury is paid | Max for total loss |
|---|---|---|
| New Hampshire | 47 weeks | $109,181 |
| Maine | 38 weeks | — |
| Massachusetts | impairment rating (see rule) | — |
| Vermont | whole-person % × 405 weeks | $77,517 at a 10% rating |
"Max for total loss" applies to body-part schedules at the top weekly rate. Compare all 50 states and D.C.
While you recover: temporary disability in New Hampshire
Weekly temporary benefits while you cannot work follow these rules:
| Weekly rate | 60% of AWW, not to exceed 100% of after-tax (net) earnings |
|---|---|
| Maximum weekly benefit | $2,323 (2026-07-01 to 2027-06-30) |
| Minimum weekly benefit | Check the rule and approved rate |
| Waiting period | 3 days |
| Waiting days paid back after | 14 days of disability |
| Time limit on temporary benefits | No fixed week limit in statute |
Estimate your weekly check
Assumes temporary total disability and no post-injury work earnings. It does not calculate partial disability, retroactive payments, offsets or special low-wage rules. Confirm the injury date and the insurer's wage calculation.
Frequently asked questions
How much is an index finger injury worth in New Hampshire workers' comp?
New Hampshire sets 47 weeks for total loss, up to $109,181 at the top weekly rate. A partial loss is paid in proportion to your doctor's rating: with 25% loss of use and a $1,200 approved weekly rate, about $14,100.
What is the average workers' comp settlement for an index finger injury in New Hampshire?
New Hampshire does not publish an official average settlement. The best benchmark is the statutory award for your rating: with 25% loss of use and a $1,200 approved weekly rate, about $14,100. A settlement can be higher or lower depending on future medical care, disputed ratings and which other benefits it closes.
What is the maximum weekly workers' comp benefit in New Hampshire in 2026?
The maximum weekly temporary total disability benefit is $2,323 (2026-07-01 to 2027-06-30).
Is there a waiting period in New Hampshire?
Yes. New Hampshire does not pay the first 3 days of lost time, but pays them back once disability lasts more than 14 days.
Which law sets these amounts?
RSA 281-A:22, 281-A:28, 281-A:31-a, 281-A:32; RSA 281-A:32 (I-IX), 281-A:28. The official sources are linked at the bottom of this page.
Other injuries in New Hampshire
Law and official sources
Official sources
Statute: RSA 281-A:22, 281-A:28, 281-A:31-a, 281-A:32; RSA 281-A:32 (I-IX), 281-A:28
- New Hampshire Department of Labor (official site)
- gc.nh.gov/rsa/html/xxiii/281-a/281-a-32.htm
- secure.ssa.gov/poms.nsf/lnx/0452120160
Figures checked September 30, 2026. Maximums change every year; confirm current figures with the New Hampshire workers' compensation agency.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.