Workers' Comp Settlement for an Arm Injury by State (2026)
How all 50 states and D.C. pay for an arm injury. 32 states pay a fixed schedule, from $48,840 in Alabama to $577,846 in District of Columbia for total loss at the top weekly rate. 5 states pay it from a whole-person impairment rating; for those we show the award for a 10% rating.
| State | How it is paid | Illustrative benefit | Amount basis |
|---|---|---|---|
| District of Columbia | 312 weeks | $577,846 | Total loss (100%); maximum rate |
| Pennsylvania | 410 weeks | $571,540 | Total loss (100%); maximum rate |
| Iowa | 250 weeks | $559,250 | Total loss (100%); maximum rate |
| New Hampshire | 210 weeks | $487,830 | Total loss (100%); maximum rate |
| New York | 312 weeks | $399,828 | Total loss (100%); maximum rate |
| Hawaii | 312 weeks | $386,880 | Total loss (100%); maximum rate |
| Connecticut | 208 weeks | $244,400 | Total loss (100%); maximum rate |
| North Carolina | 240 weeks | $347,040 | Total loss (100%); maximum rate |
| Michigan | 269 weeks | $323,069 | Total loss (100%); maximum rate |
| Virginia | 200 weeks | $301,402 | Total loss (100%); maximum rate |
| Ohio | 225 weeks | $288,225 | Total loss (100%); maximum rate |
| Illinois | 253 weeks | $274,419 | Total loss (100%); maximum rate |
| Nebraska | 225 weeks | $262,350 | Total loss (100%); maximum rate |
| South Carolina | 220 weeks | $261,787 | Total loss (100%); maximum rate |
| Delaware | 250 weeks | $240,680 | Total loss (100%); maximum rate |
| South Dakota | 200 weeks | $230,400 | Total loss (100%); maximum rate |
| New Mexico | 200 weeks | $229,332 | Total loss (100%); maximum rate |
| Wisconsin | 500 weeks | $227,000 | Total loss (100%); maximum rate |
| Kansas | 225 weeks | $203,625 | Total loss (100%); maximum rate |
| Arizona | 60 months | $202,323 | Total loss (100%); maximum rate |
| West Virginia | 240 weeks | $193,354 | Total loss (100%); maximum rate |
| Idaho | 300 weeks | $187,275 | Total loss (100%); maximum rate |
| Louisiana | 200 weeks | $180,600 | Total loss (100%); maximum rate |
| Georgia | 225 weeks | $180,000 | Total loss (100%); maximum rate |
| Arkansas | 244 weeks | $174,460 | Total loss (100%); maximum rate |
| Utah | 187 weeks | $171,479 | Total loss (100%); maximum rate |
| Missouri | 232 weeks | $157,338 | Total loss (100%); maximum rate |
| Indiana | 50 degrees | $128,400 | Total loss (100%); maximum rate |
| Oklahoma | 275 weeks | $103,125 | Total loss (100%); maximum rate |
| Massachusetts | 43 × the state average weekly wage | $86,309.60 | Total loss (100%); maximum rate |
| Rhode Island | 312 weeks | $56,160 | Total loss (100%); maximum rate |
| Alabama | 222 weeks | $48,840 | Total loss (100%); maximum rate |
| Vermont | whole-person % × 405 weeks | $77,517 at a 10% rating | 10% rating; maximum rate |
| Tennessee | whole-person % × 450 weeks | $60,885 at a 10% rating | 10% rating; maximum rate |
| Alaska | whole-person % × $273,000 | $27,300 at a 10% rating | 10% rating; maximum rate |
| Texas | 3 weeks per whole-person point | $27,600 at a 10% rating | 10% rating; maximum rate |
| Florida | whole-person %, 2–6 weeks per point | $20,370 at a 10% rating | 10% rating; maximum rate |
| California | impairment rating (see rule) | — | No comparable amount |
| Colorado | 208 weeks | — | No comparable amount |
| Kentucky | impairment rating (see rule) | — | No comparable amount |
| Maine | 269 weeks | — | No comparable amount |
| Maryland | 300 weeks | — | No comparable amount |
| Minnesota | impairment rating (see rule) | — | No comparable amount |
| Mississippi | 200 weeks | — | No comparable amount |
| Montana | wage loss | — | No comparable amount |
| Nevada | impairment rating (see rule) | — | No comparable amount |
| New Jersey | 330 weeks | — | No comparable amount |
| North Dakota | impairment rating (see rule) | — | No comparable amount |
| Oregon | impairment rating (see rule) | — | No comparable amount |
| Washington | impairment rating (see rule) | — | No comparable amount |
| Wyoming | wage loss | — | No comparable amount |
Max award is for total loss on a schedule, or for a 10% rating where the state uses whole-person ratings, at the top weekly rate. "Whole-person %" means the award depends on your doctor's whole-person impairment rating. "Wage loss" means there is no rating-based award and benefits depend on lost earnings. Open each state for the full rule and a calculator.
Arm injuries: distinguish arm, hand and whole-person ratings
Ask which anatomical level and rating unit the doctor used. Records of elbow motion, grip, nerve function and lifting restrictions may describe different aspects of the injury. Confirm whether the award uses the arm schedule or a whole-person formula before entering a percentage; do not add overlapping ratings yourself.
What you need for a useful estimate
- Identify the state and injury date.
- Check whether the rule uses a body part, whole-person rating or lost earnings.
- Use the exact rating unit in the medical report and the accepted wage.
- Open the state guide to separate permanent benefits, temporary disability and settlement terms.
Total-loss amounts and 10% rating amounts are different scenarios, not comparable settlement averages. Table order does not show which state pays more for the same claim. Applicable law depends on the employment and injury circumstances; this comparison does not mean you can freely choose a state.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.