Oklahoma Workers' Comp Benefits (2026)
How Oklahoma pays injured workers: the weekly rate while you recover, the 2026 maximum, and what each type of permanent injury is worth, with the statute behind each number.
What is different in Oklahoma
Oklahoma pays PPD at 70% of wages but with a low weekly cap ($375 for injuries from July 1, 2025), and the whole body is worth a maximum of 360 weeks.
Weekly benefits while you cannot work
| Weekly rate | 70% of AWW |
|---|---|
| Maximum weekly benefit | $1,128.66 (2026-01-01 to 2026-12-31) |
| Minimum weekly benefit | No statutory minimum found |
| Waiting period | 3 days |
| Waiting days paid back after | Not confirmed |
| Time limit on temporary benefits | 156 weeks |
Estimate your weekly check
Assumes temporary total disability and no post-injury work earnings. It does not calculate partial disability, retroactive payments, offsets or special low-wage rules. Confirm the injury date and the insurer's wage calculation.
What each injury is worth
| Injury | How it is paid | Max award |
|---|---|---|
| Back | whole-person % × 360 weeks | $13,500 (10% rating) |
| Neck | whole-person % × 360 weeks | $13,500 (10% rating) |
| Shoulder | depends on how it is rated | — |
| Knee | 275 weeks | $103,125 |
| Arm | 275 weeks | $103,125 |
| Hand | 220 weeks | $82,500 |
| Thumb | 66 weeks | $24,750 |
| Index Finger | 39 weeks | $14,625 |
| Leg | 275 weeks | $103,125 |
| Foot | 220 weeks | $82,500 |
| Big Toe | 33 weeks | $12,375 |
| Eye | 275 weeks | $103,125 |
| Hearing Loss | 330 weeks | $123,750 |
Permanent injuries in general
impairment % (AMA Guides) × 360 weeks at 70% of AWW, max $360/week ($375 from July 1, 2025).
Shoulder: confirm the applicable category first
Oklahoma's §46 schedule has no shoulder entry (only the arm at or above the elbow, 275 weeks). The statute does not say whether a shoulder is rated as the arm or as body-as-a-whole impairment (360 weeks).
Shoulder injuries: identify the rating basis
For a rotator-cuff tear, fracture or other shoulder condition, request the final report on range of motion, strength and work restrictions. Check whether the state treats this claim as an arm loss, a whole-person impairment or another category. A shoulder percentage and an arm percentage are not automatically interchangeable.
The information available here does not by itself establish whether the claim uses an arm rating, a whole-person rating or lost-earnings benefits. Ask the agency or rating issuer to identify the category and the rule or guide used before valuing an offer. Do not enter a shoulder percentage into another rating unit without that confirmation.
Law and official sources
Includes secondary sources
Statute: 85A O.S. §45 (TTD/PPD), §46 (PPD schedule); 85A O.S. §45(C) (PPD, 360-week whole body), §46 (schedule)
- Oklahoma Workers' Compensation Commission (official site)
- wcc.ok.gov/Home/Components/News/News/16/17?arch=1
- law.justia.com/codes/oklahoma/title-85a/section-85a-45
- law.justia.com/codes/oklahoma/title-85a/section-85a-46/
- law.justia.com/codes/oklahoma/title-85a/section-85a-45/
Figures checked September 30, 2026. Maximums change every year; confirm current figures with the Oklahoma workers' compensation agency.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.